When you start a company in New Zealand, you will normally need some money to get the venture off the ground.

How should you get this money?

Should you take out a bank loan? Sell shares in the business? Or fund the venture yourself?

Your balance sheet is the most important financial statement. Believe me, you want to know what it means!

Share capital is the most misunderstood financial term when it comes to business. What does it mean? How can I use it?

It seems that every day we hear of another well known New Zealand business going into liquidation. What does this mean? Why has it gone into liquidation? Can it be avoided?

Drawings; what exactly are they?

What does it mean to take drawings from your company?

Are you considering financing the gym equipment for your new gym? Here I run through what this may look like and the true cost of the finance and the alternatives.

Hnry is a great tool for self-employed that have just started out on their own. I argue that at a certain level of income you should consider a personal chartered accountant.

Have you ever wondered if you could deduct your mortgage interest against your business income? If you have been in business for a few years, then there is a way.

A users review of the online direct debit merchant, GoCardless.

Terminal tax is the tax you pay at the end of the year. It’s your final tax bill. If you pay provisional tax or PAYE, this is deducted off of your terminal tax.

Provisional tax can be confusing to understand. In this article, I explain it in an easy to understand way.

I explain what it is, when you need to pay it, and how you can minimise your provisional tax payments.

Instead of lowering the percentage tax rates that individuals pay, National and the coalition have rather opted to expand the brackets of income that the rates apply to.

In plain English, the expansion of the brackets means that the lower tax rates apply to more of your income, resulting in a lower overall income tax bill for you.

An explanation of what the usual accounting fees cover, and what you can expect to pay.

What do the interest-deductibility rules actually mean for investment property owners? The new governments changes, what they mean, and how they impact the amount of tax you will pay.